Need Home Repair or Improvement in Chicago?

Need Home Repair or Improvement in Chicago?

Neighborhood Lending Services, Inc. (NLS) has the loans and services you need to get the job done right.

General Home Improvements

  • New kitchen
  • New roof
  • New siding
  • Central air-conditioning, etc.
Energy Efficiency Improvements

  • Comprehensive air sealing
  • Installing new or increasing insulation
  • Updating to a more efficient furnace or boiler
Home Safety Improvements

  • Correcting dangerous electrical problems
  • Updating hazardous heating systems
Vintage Home Improvements

  • Masonry re-pointing and repair
  • Restoring original wood windows
  • Repairing decorative metal cornices

What is NLS?

Neighborhood Lending Services is an Illinois state-licensed, nonprofit mortgage lender that offers affordable, fixed-rate home improvement loans for large or small needs.


  • We lend in neighborhoods throughout the City of Chicago, Elgin/Northeast Kane County and south suburban Cook County
  • Income eligibility and other restrictions may apply
  • Make an appointment to find out if you are eligible

Repayment Terms

  • Repayment terms up to 20 years, with affordable interest rates and no prepayment penalties
  • Forgivable loans are available together with Home Improvement loans to help with home repairs
  • Income eligibility and other restrictions may apply


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Most Recent News (Home Owners)

Chicago Residents -Home Owners

Chicago houses with snow on the lawn

The Department of Community Development provides grants for home owners needing housing improvements and offers city-owned homes for sale and rehabilitation. The department also facilitate access and independent living for seniors and the disabled, and offers a variety of programs that help residents reduce property taxes, refinance their mortgages, and avoid foreclosure.

Alerts (Home Owners)

High Alert Sep 30, 2016 Christmas Tree Submissions

Most Recent News (Home Owners)

Oct 07,2016 City of Chicago Coordinates Yard Waste Pick-Up to Help Collect Fall Leaves and Debris
Sep 30,2016 The City of Chicago is Looking for the Perfect Christmas Tree
Sep 20,2016 Mayor Emanuel, Department of Streets and Sanitation Announce New Dry Ice Pilot to Combat Rodents
Aug 01,2016 Chicago Department of Water Management to Conduct First of its Kind Water Quality Study
Jul 23,2016 Mayor Emanuel Announces City Departments Deliver a Blitz of Services to Back of the Yards Neighborhood

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Supporting Information

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